Evaluate the tax impact of exercising stock options

Avoid underpayment penalties by adjusting your withholding

Understand how state taxes differ from federal rules

Use your tax refund to advance financial goals

Track mileage and travel expenses if you freelance or consult

Contribute to a traditional IRA to lower taxable income

Use flexible spending accounts before year-end deadlines

Check the tax implications before selling your home

Use software to simulate tax outcomes before filing

Don’t overlook education tax credits when paying tuition

Self-employed? Pay estimated taxes quarterly to avoid penalties

Understand the taxation of dividends vs. interest income

Defer income strategically across tax years

Know the difference between itemized and standard deduction

Use loss harvesting to offset gains and reduce tax liability

Understand how capital gains are taxed short vs. long term

Check if you qualify for the earned income tax credit

Plan charitable donations for maximum deduction value

Use tax-advantaged accounts like HSAs and 401(k)s

Track business expenses throughout the year, not just at tax time

Use a CPA if your finances include business or investments